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About Smith Insurance Agency

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About Smith Insurance Agency

We are a full-service Insurance Agency, established in 1998, offering solutions for you to insure your home, auto, or business. We shop carriers to find the best rates combined with a consultative approach to make sure your needs are being met.

Our services range from personal and commercial insurance to managing voluntary employee benefits and offering financial services. Our goal is to exceed expectations by providing solutions that you can trust.

Meet Our Team

John R Smith

John R Smith

John R Smith

LUTCF President-Agency Owner

John founded the agency in 1998 and provides a consultative approach to working with his clients to make sure that decisions are made that are best for his clients, specific needs. He is an alumni of Randolph-Macon College and is married to his wife Becky and they have two daughters and a grandson.

Rebecca F Smith

Rebecca F Smith

Rebecca F Smith "Becky"

Vice-President-Co-owner- Senior Benefits Consultant

Becky started with the agency in 2009. She has worked in voluntary benefits since 2006. Her expertise is working with business owners and brokers to find solutions that complement and enhance their current benefit offering. Her team also ensures that all clients have claims assistance and personal attention. Becky is married to her husband John and they have two children and one grandchild.

Kaylee Bagley

Kaylee Bagley

Kaylee Bagley

Benefit Specialist-Insurance Agent

Although Kaylee has been helping in some capacity since she was a little girl, Kaylee began her career with the agency in 2020 as a full time agent. She is licensed in both property and casualty as well as life and health. She enjoys working with the clients on all levels of needs. She has one son.

Teresa S McDonald

Teresa S McDonald

Teresa S McDonald

Insurance Agent

Teresa has been an insurance agent for the agency since 2004. She takes pride in providing her clients with the right solutions and great service. She is licensed in both property and casualty as well as life and health. She is married with 2 adult daughters.

Desiree Middleton

Desiree Middleton

Desiree Middleton

Benefits Claims Manager

Desiree has spent her whole career in the insurance industry. Prior to her joining the agency in 2013, she worked mostly in commercial insurance. Desiree's primary role with the agency is handling claims for the agency's voluntary benefit clients as well as providing great customer service.

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804-272-5151

Partner Carriers

  • Aflac
  • Augusta Mutual
  • Banner Life
  • Bristol West
  • Colonial Life
  • Donegal
  • Foremost
  • Guardian
  • Illinois Mutual
  • Liberty Mutual
  • Lititz Mutual
  • Main Street America
  • Markel
  • Mercury Insurance
  • Mutual of Omaha
  • National General
  • Progressive
  • Safeco
  • The Philadelphia Contributionship
  • Transamerica
  • Travelers
  • Universal Property
  • Utica National